5% Cashback* on
all Online spends
Experience the BOBCARD Cashback Credit Card - where everyday spending meets real savings.
Instant Savings on
Everyday Spend
Turn every purchase into everyday savings, making all your spending deliver happy returns
Add-on Card
Everyday Spend Rewards
5% cashback*, up to ₹1,500/month
Save on Other Spends
Get 1% Unlimited Cashback*
Fuel Surcharge Waiver
1% waiver on fuel transactions between ₹400-₹5,000
Lost Card Safety
Zero liability on lost card
Everyday Spend Rewards
5% cashback*, up to ₹1,500/month
Save on Other Spends
Get 1% Unlimited Cashback*
Fuel Surcharge Waiver
1% waiver on fuel transactions between ₹400-₹5,000
Lost Card Safety
Zero liability on lost card
Benefits that make life easier and more rewarding.
- Simple & Transparent: No hidden conditions or confusing tiers
- Monthly Auto-Credit: Direct cashback credited to your statement every month
- Smart EMI: Convert purchases above ₹2,500 into 6-48 month EMIs
- Everyday Essentials: Works on travel bookings, movies, online shopping & more
Start Earning Every Time You Spend
From online shopping to utility spends, earn real cashback every time.
Get Cashback on Your Daily Spends
Earn real cashback on the transactions you make every day with automatic monthly credit.
Spend Smart, Save More
5%* online cashback + 1%* on all other spends
See Your Cashback Power
Adjust your monthly spending to estimate the cashback you can earn with BOBCARD Cashback.
*Calculations are indicative. 5% cashback* applies to eligible online spends up to ₹1,500 cashback per month, and 1% cashback* applies thereafter and on other spends. To know more, visit www.bobcard.co.in
Online Spends
5% CashbackOther Spends
1% CashbackYour CASHBACK Card in 3 Steps
Get your BOBCARD Cashback Card in just 3 simple steps
Step 1
Fill Application
Complete the online form in under 5 minutes
Step 2
Verify & Approve
Give e-consent and complete Video KYC
Step 3
Instant Digital Card
Digital card available for online transaction while the physical card will be dispatched in 3-7 working days
Check Your Eligibility
Answer a few quick questions to see if you qualify
Salaried Individuals
- Minimum Net Annual Income: ₹3 Lakh and above
- Age: 25-55 years
- Indian resident with valid ID proof
- Documents: PAN Card, Aadhaar, Last 3 months' bank statement of the active account where salary has been credited
Self-Employed Individuals
- Minimum Net Annual Income: ₹3.6 Lakh
- Age: 25-55 years
- Indian resident with valid ID proof
- Documents: PAN Card, Aadhaar, Last 3 months' bank statement of the active account reflecting business transactions
Trusted by Smart Savers
Join thousands of happy cardholders earning cashback on every spend
"₹1,200 cashback every month from my online shopping and food orders. The auto-credit means I don't waste time redeeming points. Best decision!"
Niharika Singh
HR Manager
"Finally, a card without confusing reward points. I spend, I get cash back in my statement. That's it. Clean and simple."
Shamprit Samant
Motion Designer
"My Swiggy orders, BigBasket groceries, even Google Pay scans - everything earns cashback. I'm very happy with this credit card"
Riddhima Langer
Financial Consultant
"No minimum spends, no category hunting. Just 5% on online purchases and 1% on everything else. Perfect for regular folks like me."
Sriram Kumar
Business Analyst
*T&C Apply.
Subject to credit approval. Annual fee applicable.
Frequently Asked Questions
Everything you need to know about BOBCARD Cashback Credit Card