Which credit card is best for grocery shopping in India?

For online grocery (BigBasket, Instamart): SBI Cashback Credit Card (5% on all online, ₹999/year). For platform-flexible online \+ offline: BOBCARD Eterna (15 RP/₹100 on online spends, redeemable at ₹0.25 per RP). For offline supermarkets: BOBCARD Premier or HDFC Millennia. For zero annual fee: Amazon Pay ICICI for Amazon Fresh users.

Can I get grocery cashback on Blinkit and Zepto?

Yes, subject to card terms. SBI Cashback Card earns 5% on all online transactions including Blinkit. BOBCARD Eterna earns 15 RP/₹100 on eCommerce including quick-commerce apps. Platform-specific cards like Swiggy HDFC earn accelerated rates only on Swiggy Instamart, not Blinkit or Zepto. Always confirm your card's eligible merchant list before assuming quick-commerce qualifies at the grocery rate.

Which is the best credit card for groceries and dining combined?

BOBCARD Eterna earns 5X rewards on both eCommerce (covering online grocery) and dining simultaneously, under the same multiplier structure. HDFC Millennia covers Swiggy (food \+ Instamart) at 5% cashback. For a single card covering both categories without category-switching, Eterna's flexible reward structure is among the strongest options at the ₹2,499 \+ GST annual fee point.

Does BOBCARD offer accelerated reward points on supermarket spends?

BOBCARD Eterna earns accelerated rewards on eCommerce and online spending categories. For supermarket-specific MCC (5411) transactions, refer to the current MITC at bobcard.co.in for the applicable earn rate and any exclusions. Reward points are evergreen on Eterna and redeem at ₹0.25 per point.

Best Credit Card for Groceries in India: Supermarket & Online Offers